Take Back Control of Your Credit...
or
Get Your Credit And Your Life Back on Track...
Before You Submit Another Credit Application
For A New House, Line of Credit,
New Car, or Credit Card,
Stop For A Moment And Think About This...
What goes through your mind every time you sign and submit a new credit application? If it isn’t complete confidence and assurance...Keep Reading! The following information will fix that angst and anxiety forever.
As fellow consumers and credit repair experts with over 25 years in the industry we know exactly how you feel.
It’s not your fault that the news media, banks, and even our government were pushing risky loans to all of us just a few short years ago, forcing the average consumer to blindly over extend their credit. All the while disregarding our future well being and all of the potential pitfalls due to greed and a “have it now” mentality.
Those responsible ignored the warning signs of a credit crisis...
Together we can Stop being Victims of the Credit Industry by learning what we all need to know with simple and easy steps to take back control of your credit.
75% of Credit Reports Contain Errors (Fancy Text or graphic)
That’s right, surveys show that up to 3 out of every 4 consumers have at least one error that may drastically affect their reported score. One little error may be costing you hundreds, thousands, or even Tens of Thousands of dollars in interest and additional costs upfront and over the life of a loan all because someone else didn’t do their job correctly.
And to be honest, if you don’t catch an error before you apply for a new loan or line of credit you may never be able to recover the additional money that is now being pick pocketed every month by greedy lenders.
Losing money every month is one thing, but the embarrassment of being denied after submitting an application to a dealership, at a lender’s office and even online can be a soul crusher. As a consumer, it’s imperative that you are aware of potential errors in your reported credit.
90% of Consumers don’t know what affects their Credit Score (Fancy Text or graphic)
Now that you know that the chances of having an error on your credit report is actually higher than the total percentage of Americans that drive a car, there’s something we need to talk about. Do you even know what factors determine your score?
Unfortunately, in grade school, high school, and even higher education, we are taught a myriad of things in our classes, but we are rarely taught the importance of credit and how to avoid the costly mistakes we all make.
We all know our Social Security Number is the most important number we are given in this life, but as we’ve just learned, 75% of us don’t know what our own credit score is... Arguably, the second most important number, or what affects it.
Credit Scores are like our general health, most consumers don’t really pay attention to it until it goes bad or it’s too late and we have a financial heart attack. We forget to take responsibility for our credit and just “let it go” without taking the few simple steps to keep it right.
It’s Never Too Late (or Too Early) to Start (Fancy Text or graphic)
Anyone with a teenager or young adult knows how difficult it can be to have the talk about the birds and the bees. Imagine how powerful and less painful it will be to help prevent your child from becoming a credit victim in the future.
What are our children learning about the consequences of bad credit? It’s time to take responsibility and make a difference by helping them learn about credit today. This is the best thing a parent can do for their children’s future.
It’s NOT Your Fault! (Fancy Text or graphic)
How can we be expected to fully understand our own credit, what affects our score and all of the minor factors involved, if we are completely oblivious ourselves. It’s not your fault that financial health and security were never taught to you. Even in today’s economy, news and television programs are STILL pushing instant gratification.
But you can’t use that excuse any longer!
Visiting this page will open your eyes to the system that holds the key to your freedom. Freedom from needing to screen annoying phone calls. Freedom from the fear of losing your home to foreclosure. Freedom from the heavy burden you may be carrying secretly on your shoulders causing your life to be a pale image of what it once was.
So who do you turn to for the answers and education when you need to dig out of the financial grave you’ve fallen into? Where can you get the information you need to help you prevent tripping up in the future?
We believe you’re here, not by chance, but because you were meant to make the changes you need to make, starting today. We want you to think of us as a friend that will walk you through the process from beginning to end.
As your professional credit advisors, you can trust us.
We know “HOW” the system works (Fancy Text or graphic)
The Credit Repair Blueprint took months to research, compile, and write, PLUS it is constantly updated with the latest “Must Know” information covering the credit repair industry. Written by experts who have been in the trenches with you for a combined 25+ years, be assured it covers the A to Z of credit repair. This book was not written by some kid or marketing team that wants to get rich quick and benefit from your problems.
We’ve worked with thousands of clients and consumers, just like you. We will get you ready to qualify for the home, automobile, or credit line you deserve. How to make the calls, write the letters, get the input, make the payments; how do it all the right way.
For some of our clients, failure was Not an Option.
As professional Certified Credit Counselors, we work on a daily basis to help those in need. We understand each client is different and there is not some cookie cutter solution to every problem. We’ve taken that into account with The Credit Repair Blueprint.
How to Spot a Credit Repair Scam a Mile away
There is no quick fix or companies that can actually fix your credit fast for some cash. According to FTC regulations.... (Insert legal info and stuff here)
By learning what to watch for you’ll be able to understand the credit repair industry, what companies you can trust, and prevent causing more harm than good.
Need a bit more...
There is light at the end of the tunnel for those who may already be in too deep, and a practical solution can be easier than you think.
Easy 1-2-3 Process
Anyone can follow these simple and easy steps to begin the repair process and see drastic changes to their credit scores almost immediately.
Our Roadmap shows you the exact path you need to take. Removing false reporting, judgments, raising your credit score and lowering interest rates has never been easier.
We think you will be pleasantly surprised with how simple the process truly is. If you can follow basic directions, lick a stamp, or pick up and make a few phone calls, you can easily wipe away years of misfortune and regain the lifestyle and respect you deserve.
Don’t be a victim of the Credit Industry Crisis. Claim back the rights to your credit
score quickly and easily with just a few simple steps, removing the Credit Skeletons from your closet forever.
Accepted ( Big Green Stamp) over the Top of a faded DENIED stamp.
Right now, you’re looking at the difference between knowing you will be approved for a loan or sweating bullets and living in fear every time you submit an application. Don’t miss this opportunity to take back control of your financial stability and rights.
Who else would you trust other than a proven expert who actually counsels and fixes credit on a daily basis to qualify hard working Americans just like you?
Genuine Care, Understanding and Help...
Who else would you trust with your future other than proven experts in the field who’ve spent years in the trenches fighting for their clients? Industry professionals with real results are who I want on my side when it comes time to qualifying for a loan.
Luckily for you, we’ve compiled the knowledge we have of this treacherous industry to help you navigate through the entire process.
With the Credit Repair Blueprint, You’ll Learn Exactly How to:
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Demystify Your Credit Score
You’ll gain an “Insider’s Look” at the Credit Reporting Agencies and how they operate; giving you a leg up when building, maintaining, or repairing your credit
Step out of the darkness when it comes to your credit and learn the exact factors that affect your personal credit score
The Gatekeepers - That’s right, there’s more than one agency with power over your credit. You’ll learn exactly who they are and how to reach them
Exact steps to monitoring and ordering a free copy of your credit report while avoiding hidden fees and service costs of online and television advertised services
Life Saving Rolodex - The must have contacts when fixing, building, or updating your credit score
How to pull Your Own Credit for the first time. The easiest technique to ensure a 100% accurate picture is painted regarding your credit score and exactly what that picture says and means.
Sneaky Credit Monitoring Tips - The legal and free way to claim a free copy of your credit report three times a year, not just once, to help catch potentially false or derogatory information
The dirty truth about your credit source and the unbelievably insane number of hands that have access to your credit and could potentially destroy it
Lurking eyes - The scary facts on who has the legal right to see your credit report
Your Safeguard - One legal way that will prevent someone from seeing your credit score and what you need to do today to make your credit score more secure
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Insider’s Walk Through
Credit Industry experts navigate you through the often confusing and difficult to understand credit report with a simple to follow breakdown
National Credit Score - What it means, the range of your credit score, and its different levels
Your Credit Score is a fragile rating, find out how a small increase or drop can have dramatic affects on the overall buying power of your score
Credit Score Breakdown - The exact percentage and weight of the five crucial categories affecting your score
Demystify the percentages - What two factors alone count towards 2/3 of your credit score and what they mean to you
Credit report breakdown - Item by item walk through of a sample credit report, just like yours, ensuring you have the ability to understand and take back control of your personal report and credit
Identity Confusion - Learn how to prevent costly errors and damaging confusion with your personal identity by a fellow family member or a complete stranger
Each credit agency reports your score differently - Find out exactly which one counts and the ones that gets thrown out every time
Rogue Credit Agencies - The danger of pulling just one agency’s report versus all three, and how it can affect a lender’s decision
The five most important factors that determine your score
The three crucial things on your credit report that will throw your score into the gutter lighting fast
Decoding Your own Credit Report - We’ll provide you with the secret decoder ring for your own report explaining what each of the obscure letters and numbers it contains mean to potential and current lenders
Public Record - The complete list of what can and will be filed on your credit report for every lender to see
Find out who claims to have extended you credit and how to get in touch with each of your supposed lenders
Alerts and Fraudulent Activity - What you can do to notify potential lenders of wrong addresses and invalid Social Security usage immediately
Find out who’s filling out credit on your behalf or if you’re messing it up for yourself
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The Fastest Way from Zero to Hero Credit Status
Whether you’re starting from scratch or rebuilding after a bankruptcy or divorce, you’ll find everything you need to begin or regain elite credit status.
Setting up your child for financial and credit success is a gift that every parent has the right to provide their children; learn the right way to approach credit awareness
Learn the basic steps to teaching responsibility at a young age and fostering a habit pattern of fiscal responsibility and budget awareness to your children
Quickest and Easiest way to secure a loan in any economy, especially if you are just starting out
Exact steps to building your credit from the ground up
Teach your children the smart steps to financial independence at a young age, ensuring they won’t be an overwhelming financial burden to you once they leave the nest
Unveiled - The real “secret” to gaining outstanding credit early in life and the exact steps to maintaining it forever.
Intangible benefits of starting your kids on the path to good credit early, and the keys to help build your own child’s credit awareness. Hint - It all stems from something only you as their parent can do.
5 STEPS to Sparkling Credit
As confusing as maintaining your credit may sound, we’ve broken it down into 5 simple steps that anyone can follow.
Step 1 - Iron Clad Protection
How to activate the protection everyone needs, yet most forget to ask for
Easy ways to avoid costly, yet common mistakes, that can cost you THOUSANDS in overdraft fees
What “Floating” or “Banking” on a deposit does to your credit and why its tempting
ways can instantly ruin your financial future
One Simple Step to never miss another bill and the potential pitfalls you must be aware of to prevent a financial misfortune
Step 2- Baby Steps to Balancing your Credit
The Credit Score Secrets No One Dares Reveal to You - The magic percentage to never go over on your credit card, how much you must pay every month, and most importantly, when to never use your credit cards
The safest way to secure your credit future and have lenders telling you “Yes” in no time flat
What simple phrase to tell your bank to greatly improve your credit score rapidly with absolutely zero additional work or changes to your habits
The magic number that no one tells you about that you should never cross when charging anything to a credit card
The one Credit Secret that 99% of consumers never research or realize
The magic threshold that will instantly put your score in the gutter, and it’s much lower than you’d expect
The one thing you MUST ALWAYS do regarding your credit card bills
What the credit system does to your score on a monthly basis and how it can instantly demolish your score if you don’t pay attention
The automatic assumption that the credit reporting system reports to you each month, and how to catch it
The one thing you should never do after you pay off your balance in full. Not following this rule wipes away all of the positive work you’ve done by paying
Keeping your Credit Alive - The fastest and easiest way to cycle your credit and keep it on the climb in 3 easy steps over the next 90 days
The perfect credit rotation for your highest possible credit score in an imperfect world
What to Never to do with a credit account, even the old dusty ones that you haven’t used in months or years. Making this one mistake is almost like committing credit score suicide
Step 3 Securing Good Credit
How to safely mix up your borrowing strategy and build a better score faster than ever
Maximizing your credit potential with a simple 3 Step process
How to use alternate avenues of credit to keep moving in the right direction
What to do if you aren’t sure you’ll be approved for credit that works like a charm to secure a credit building loan or credit card nearly every time
Step 4 Widening Your Credit with a Mini-Card
The perfect window of opportunity to apply for a “specialty account” with specific lenders to widen your credit
How to apply for the credit cards that will be of most benefit to you and how to pick the card to best fit your needs and current credit situation
How to put the “Mini” credit card to work for you and why it is a practically guaranteed credit line approval
Why Mini card lenders are more likely to approve your account whether you are just starting out or repairing your credit
The exact, strong credit mantra you need to follow to reach a higher credit score faster and learning the habits of the credit score elite
The best payoff method for the Mini Credit card, and what phase of credit this is best for
Step 5 - Entering the Big Leagues
This is a major milestone in your credit lifespan; you’ll learn why this should be given the same respect as graduating from a class or school. With so many options available to you, you’ll walk into the big leagues knowing what the best worldwide options are when opening a major credit account
Meet the big three in credit lending and how they differ when it comes to reporting and how it directly affects your score
The guaranteed approach for major credit card approval Revealed! The Magic formula to proving trustworthiness to the big league credit lenders and the Eight additional factors taken into account in your own personal credit worthiness equation
The biggest no-no of a secured credit card and how you can quickly reverse months of hard work with one ill fated phone call
The smartest option for an established secure credit card to best benefit your overall credit score regarding near and long term reporting
The Cycle 45 method - How to balance good credit through payment cycling and how to maximize your score with just 2 credit cards
Insider’s TIP to optimizing the Cycle 45 method, and its built-in safety net for tragic times of need when you can’t maintain the strategy
WARNING - The most dangerous time and pitfall in your credit history and how to avoid becoming a helpless victim
The one phone number you need to stop annoying offers and prevent harassment from potential and tempting lenders who only want to get rich dragging your score down the slippery slope to poor credit
The timeline for auto and home loans and why it takes time to apply and prove worthiness to potential lenders
Interest Rate Roadmap - The precise map laid out in perfect detail to apply for the best rates and loans in as little as months after beginning your credit building journey
The hands down easiest way to save tens of thousands of dollars on your new home guaranteed
Why taking out a very specific type of high dollar loan actually strengthens your credit score instead of lowering it
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Removing the Ghosts of Credit Past
This section covers how consumers can fix damaged credit and for those who need a little help getting back on their feet when it comes to credit and financial responsibility. While it may be too late for prevention strategies, taking ownership, making positive changes, and actions to prevent a reoccurrence is the best option.
Spending Realization- Dealing with the facts of marketing temptations and strategies and opening your eyes to the credit evils of the world and how to avoid making the same mistake twice
Reconciliation and righting the credit responsibility errors of your past in the fastest and easiest way possible
The One Key to changing your credit future and what you have to do right now to make a difference and achieve your goal
The truth about repairing ill fated credit and how building and rebuilding your credit differ from one another and what you need to do
Avoiding Credit Death - The 2 things that must be done simultaneously to repair your credit or you’ll be banished forever.
Wipe Away Bad Credit - How to change the impact of bad credit reporting that is supposed to remain on your credit report as a huge blemish for up to 7-10 years
What credit timeframes actually matter to potential lenders and the short and long term history of your credit
What one major factor significantly lessens the strength of blemishes and their overall damage to your credit
Exact steps to help kick bad credit off of your report and what to do in the mean time to increase your score
How you can do absolutely nothing and still improve your credit score
Habits to good credit - The simple steps you need to start implementing today to form successful traits that build better credit and they take just seconds
Where to start when reviewing your credit report and how detailed you need to be when looking for errors from creditors
Common market practices and how that can significantly injure your report and show debts and collections on accounts you NEVER opened and what you have the power to do about it
The best defense in the case of a derogatory statement on your credit report
When fighting a derogatory statement, what to say and how short your response needs to be. Hint- It’s MUCH shorter than one may think and you’ll learn exactly what to do with that statement
Sneaky tactic to gain the ability to talk to anyone who ever reads your report first hand every time it’s pulled
Re-Activation technique that boosts your score immediately
You may be surprised to see how being a co-signer/authorized user on someone else’s credit accounts affects you
The five most derogatory factors that sit on your report and what you can do about them
How to prevent late payment reports, why you can’t afford to have them, and if you can’t pay on time, the simple strategy that will help prevent any late payment reporting from occurring
What you can do if you start falling behind and prevent future skeletons in the closet
What ONE thing you must tell creditors to keep them happy if you do fall behind that the majority of consumers never say
Can’t pay everyone? WHO you MUST PAY every month no matter what, or at least work with to keep them happy
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Taking Back Control of Your Credit
The fine line of credit card Use vs Balances has been a long told story that each of us have heard in our lives. We settle the argument with the facts once and for all.
You’ll now know:
The exact balance amount to maximize your credit score
Optimal ways to keep your credit active and growing without increasing your monthly balances and paying lenders ridiculously high interest rates
Huge Balance Elimination - The quickest and easiest way to maximize credit and eliminate debt below the magic threshold
Debt Fasting Checklist - A step by step solution to maximizing your cash flow to reduce credit companies from pick pocketing your cash every month
Trimming the fat on your monthly bills - The eight simple and quick bill reducing steps to reduce debt and maximize monthly cash flow without sacrificing your current standard of living
Multiple Credit Card Balance Reduction - The one goal you MUST have for all of your credit cards
What to do First before you start paying off any debt above your monthly minimums
The most rapid way to fix your credit quickly with multiple cards and high balances on each of them
Recipe Technique - How to mix and blend credit balances and eliminate balances in 90 days or less
Zero Interest Pitfalls- While Zero Interest looks appealing, we’ll show you the hidden money sucking tricks and score reducing factors credit companies use to make money from your transfer to a new card
Zero Interest Card Tricks- The optimum way to use the correct Zero Interest offer to dramatically Boost your credit score through the roof
Avoiding the Wolf in Sheep’s clothing - Zero Interest cards seem beneficial and some are, but there are plenty of offers that are dangerous to your pocket and score - learn to spot a wolf a mile away
Collection Account Prevention - The best possible solution for any past due account that must be implemented immediately to act as a life preserver for your credit score
The very limited window of opportunity you have if you’ve fallen behind and the 2 things struggling consumers must do immediately to work with creditors
The best 3 days of the month to negotiate deals with collection agencies that will ensure you the best deal
The magic timeline to rebound an injured score quickly when paying off collection debt and what to expect if you can’t satisfy collector’s debts before it becomes “old”
Medical Mayhem - Medical collections can be a surprise, yet easily fixed, if you know who to contact. Prevent surprises using one simple technique
What medical collections can be instantly wiped away from your report with little effort on your part
Charge Offs - What it is, what it means to a reporting agency, you, and how it affects your credit score and credit history
How long do you have before a past due bill becomes considered a charge-off, and what can never be undone once an account has been considered a charge-off
What one term on your credit report is considered the Kiss of Death
Never pay off a past due creditor until you do this one major step but only after agreeing to a payment plan
How long you should wait before following up with the credit reporting agency when working with creditors to pay off past due accounts
The Best Resolution to paying a collection account, and the options you have, and what you should never do when settling for less than the total amount owed
Seven Years is the timeline everyone knows of when talking about derogatory credit, but this one factor is what kicks off that timeline and if you mess with it, the clock resets and the seven years starts all over
The easiest request you can make to a credit reporting agency when you have derogatory credit reported on your file
Avoid the one mistake that will reset the seven year timeline and further damage your credit history
The 2 steps that must be taken whenever requesting terms or negotiating debt reduction with a creditor or collection agency to avoid future penalties on your credit
The one lien that stays on your credit for life and must be avoided at all costs
What steps are required to remove a paid-off legal judgment or lien and how to have corrections reported to the credit bureaus
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Erasing Their Errors
Wiping away Credit Errors that poor reporting has caused is your responsibility no matter whose fault it is. Knowing the system will help erase bad errors in a jiffy.
Legal obligations and mechanisms credit bureaus have placed upon them to ensure
your credit is 100% accurate
What credit reporting agencies you must look at when reviewing your credit for the first time or on a review basis
The credit error check flow - What sections cannot be ignored and how to go through your personal credit report and spot errors quickly
The legal rights you have as a consumer under Federal laws and the obligations to fix errors on your credit report along with the surprising obligation the credit reporting agencies have to you
Which of the Big Three credit reporting agencies you need to dispute inaccurate data with to ensure a clean slate with all three
The ELEVEN most common errors found on Credit Reports
Reinvestigations - What this means to you and your credit and how they are started on your behalf to eliminate errors
Exactly who to contact when improving your credit through a reinvestigation and how to contact them to ensure your account is handled in a correct and timely manner
What you MUST include in a dispute letter and the easiest way to go about disputing incorrect data on your credit report
What NOT to do when disputing items on your credit report to prevent credit agencies from legally not looking into your request by deeming it frivolous or irrelevant
The investigation window credit reporting agencies have to actually begin investigating your dispute and when they legally don’t need to even open the investigation
The Maximum number of accounts you should dispute when contacting credit reporting agencies and how long you must wait before resubmitting or adding additional disputes
The Magic Eraser - If a credit reporting agency doesn’t receive this one thing within a very small and specific timeframe your dispute magically erases the derogatory information forever; learn how to use it in your favor
What happens once your reinvestigation is complete and the three things that will be reported to you upon completion in an updated report
How to Prevent the cold shoulder from reporting agencies by following up with these three things after expiration of their timeline
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Climbing from Good to Great
Increasing Your Score is very simple yet one of the more dangerous steps in building credit. Do it right and you’ll gain elite credit status, fail to follow the path and you may be doomed forever.
Follow the Path to Greatness knowing:
What to do when you realize that you have consumed way too much, and how to reach the only solution available
Preventing and breaking through the Credit Score Plateau. Just like dieting and weightlifting, there are changes you will need to make to avoid a long period of flat lining your credit score
Laser targeting specific areas of credit to skyrocket your score and propel it through the stratosphere
Basic Training for your Credit - What factors weigh more heavily than all others to increase your score and have the greatest impact
The missing link when fixing credit fast and why it’s often overlooked
What to avoid or fix quickly to prevent a dip in your credit score to prevent increased interest rates and costly interest charges
The one purchase that is worth risking your credit score upfront for and is usually unavoidable
The unquestionable solution that increases your credit score faster than any other action you can take when going from Good to Great Credit
The one factor that is paramount to the scoring system and how it is factored into a great credit score and what steps you can take to improve it
The one type of loan that is an instant ticket to sprucing and spicing up your credit history
Avoiding the Double Whammy from new credit accounts and how applying for new lines can hurt you in both the short and long term
What factors MUST be taken into consideration when opening any new line of credit
When building UP your score, getting credit to work for you is the most important strategy, learning how to do exactly that is paramount to your success
Real life and practical applications that anyone can use immediately to boost their score
How to make your credit accounts work for you and how they become more valuable to your credit score and how to avoid having them work against you
The BEST practice anyone can easily implement to ensure great credit and how it takes zero effort once implemented
The biggest mistake you can make regarding your bill payments that practically guarantees ruin
The option that is even better than Online Banking Bill-pay but isn't implemented overnight
When paying credit cards, avoid this risky payment plan and gain security using this one method to pay bills on time and keep money in your checking account even longer
Prevent double payments due, late fees, and credit score damage due to lost or delayed mail using this little known payment option for monthly bills
Discover hidden credit boosters and bump up your score with a phone call injecting positive credit activity and long term positive credit history
The Active cycle - Prevent a dip in your credit score by following the activity cycle to maximize your credit and prevent cobwebs and what you don’t need to buy to remain active
Prevent a surprise blemish by following this easy follow up blueprint to maintaining a watchful eye on your credit score
Maximizing the Cycle 45 Method to build a strong credit history and the minimum, yes, minimum number of credit cards you must have
The Maximum number of credit cards you must have and what types of cards they must be to maximize your scoring system impact
The two reasons why everyone must have a high limit credit card and why it greatly improves your credit score
The one factor that the credit scoring system loves and what other factors are great when it comes to improving credit scores and how the industry looks at them
Graduating with Credit Excellence Checklist- following these easy, must do steps to guarantee a lifetime of excellent credit and borrowing power that you deserve
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Safeguarding Your Identity
ID Theft Protection - The real and hidden dangers of Identity theft and the impact it has on your credit
How ID theft can shatter your dreams and leave you feeling violated
What having your Identify Stolen can cost you
What you can do for FREE to protect your credit from being stolen and what early protection safety valves can be put into place
Shocking timeframe it normally takes the average consumer to discover they’ve become victims of identity theft
The earth shattering reality of who commits ID theft and most probable suspects
Four steps to at home awareness to prevent ID theft
Common exposures to ID theft in our daily lives and how to prevent them
Protection and Prevention
Safe travel checklist and the minimalist checklist to use daily providing maximum protection while remaining ready for anything
At home safekeeping - 2 simple and inexpensive requirements for every home
The most commonly overlooked thing you should never do with your mail
A simple yet 100% secure way to safeguard your mail from peeking eyes, neighbors, and potential thieves
The best banking options to secure all of your data and guarantee it can’t be swiped by lurking predators
Work Safety - protect your ID from pesky co-workers or the shady new guy that you know won’t be around long by following this one simple step
Email Scams - What you should never do when inputting your SSN to a website and what should automatically trigger a scam warning
Monthly protection - Simple and easy way to ensure your ID, accounts, or credit cards have not been stolen
The 24/7 safeguard to Identity Protection and what must be done immediately to secure you from continuing to be at risk for ID theft and ruining your credit through your own neglect to monitor
Eleven Signs of early detection - The obvious and not so obvious signs you need to look for right now to ensure your credit hasn’t already been stolen
Damage control - If something is amiss how to minimize the damage and get your life back on track as quickly as next week
How to get the FTC actively involved in your credit fraud case and what the government agencies can actually do to help for FREE
Account Lockdown- How to lock down your bank accounts and what to do if an account has been compromised by a thief to prevent hundreds in overdrafts and fees.
The one form that is required to legitimize your ID theft as valid to government, credit reporting, and lending agencies and expedites your argument on ID theft
The four government agencies, and contact information, you must contact if there’s even a hint that your SSN has been stolen
Legal Resources and Laws - Know the exact Laws and Acts already in place to protect and help you if your ID has been stolen
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Marriage and Credit
While marriage is a joyous and happy occasion for us all, you don’t want to walk into a
financial nightmare that is destined to ruin a happy relationship from the beginning.
Know the best moment to discuss, and yes you must discuss it, your credit history with your future spouse
Learn the most common and sometimes not so obvious reason why couples divorce
Common mistakes almost all couples are blind sided with when it comes to credit
Budgeting and the one number that will give couples a greater chance for success and provide for a healthier relationship
Developing a plan for the future and how planning early on with your credit can build a strong and caring bond over the coming decades
The thirteen imperative and life impacting questions you and a future spouse must cover before tying the knot
Building a Plan for success - How to strengthen your relationship and prevent potential issues in the future
What major issues must be addressed upfront to prevent arguments and secret credit issues in the future
The one compatibility test that is overlooked by greater than 95% of the population and is a major factor in your marital success
Joint Banking accounts - When it’s smart to consider a joint checking account and what must be done to prevent problems before applying for a joint account
Joint Billing- What must be decided and actively discussed to prevent marital problems
Pre Marital Accounts - Exactly what you should do to improve your credit score and what can drastically tank your score if done incorrectly
Asset Management - With homes, 401Ks, autos, and retirements accounts to be managed and documented, learn how to correctly build credit and ensure minimal right of ownership issues in the case of survivorship
The harsh and sometimes ugly reality of joint credit, banking accounts, and marriage dissolution
Why you should never give up this one type of personal account to prevent any issues in the case of a divorce
Joint billing best practices - the easiest way to prevent any fights over money management
Joint Debt and Divorce - What a judge can and can’t absolve and the honest truth behind creditors and your joint debt
Defaulting Spouse - Where to go in the event a spouse has defaulted and who can help keep your credit on track
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Sending out an SOS
Sometimes it’s just too late and we are left standing out in the cold searching for answers and in dire need of help. If you, or someone you know is stuck deep in the mud with poor credit and needs help, we’ll show them how.
Getting Help when you most need it- Who to call and rely on if you’ve already gotten in too deep
Collection Agency Strategies- What to do the moment you feel you may be in a cash flow struggle and the steps to take
The one mistake most consumers make that can instantly alleviate bad reporting on your credit
The secret motivation of credit agencies and how willing they really are to work with you instead of placing your account in collection
The simple strategy you can use to keep lenders happy and prevent your credit score from falling into the gutter
Payment Cat and Mouse - How not to be pressured into a bigger credit problem from creditors looking to maximize your payments
What you must do when negotiating a payment plan or settlement amount the moment you hang up the phone
A quick and easy, yet aggressive, strategy to get your debt management back on track lighting fast
The four things you have to let go to regain a good night’s sleep and put your credit back on track immediately, and it costs you absolutely nothing to do
Loan Modification - Who you need to call and ask for to even be considered for a loan modification of your mortgage
What steps must be taken to verify that you qualify for a loan modification before you ever pay one red cent
Loan Modification submittal process - What you need to have ready and who you need to speak to when you begin the process
What to say to expedite the loan modification process on your behalf and see actual results from the lender’s side
Preventative Credit Maintenance - What you can do prior to falling behind for some credit relief. You may be surprised how far a credit company may bend to help you
Exactly what you should tell a credit company when calling for help to nearly guarantee their help and have zero credit history impact
Family support- How to minimize the burden and maximize your relationship in case you borrow directly from family in your time of need
What you should never do when borrowing from or lending to another family member
Extra Income - Overlooked and simple strategies to earning extra income and expediting the elimination of credit problems
Professional Guidance- Where to turn for safe, reliable, and skilled guidance through tough times using trusted and accredited sources
Bankruptcy as a beginning, not an end
What exactly you need to gather to begin filing for bankruptcy
Chapter 7 Bankruptcy and the “test” you must take to consider filing
Chapter 13 Bankruptcy and the differences from Chapter 7
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The Credit Repair Blueprint was written by accredited and certified Credit Counseling Experts with over 25+ years in the field, NOT by some small time company or marketer attempting to suck even more cash out of your wallet in troubled times, in an attempt to get rich.
When you purchase The Credit Repair Blueprint, you receive a No Hype, No False Promises, Real Solutions Guide, to Growing or Repairing your credit as fast as legally possible.
Plus, You’ll Also Receive The Following Bonuses...
Bonus Section 1:
Demystifying Credit Industry Terms and Definitions- ($19.95 value)
Appended to The Credit Repair Blueprint, we’ve included the Terms and Definitions commonly used in the credit and banking industries. Helping to ensure clarity and understanding, you’ll have the confidence and vocabulary required to speak intelligently and formulate the correct questions when dealing with:
Creditors
Loan Officers
Government Agencies
Banks
Lenders
Bonus Section 2:
Pertinent Acts ($19.95 value)
Protect yourself with the Acts and Regulations pertinent to the Credit Industry, knowing the law, and how it affects your credit, security, and Identity. You’ll learn exactly what creditors, the government and credit agencies are legally allowed to do, how you can stop annoying calls, your legal rights, and more.
These Acts and practices cover the categories of:
Spam Calling Lists
Credit Transactions
Credit Repair Organizations
Identity Theft
FTC Regulations
Credit Reporting
Equal Opportunity
Debt Collection
Leasing
Privacy
Bonus Section 3:
Sample Forms ($197)
Arm yourself with the most powerful credit repair forms that actively pull results for our private clients on a regular basis. These forms alone can save you hundreds or potentially thousands of dollars in legal fees and personal time. Most consumers learn the knowledge but never apply it out of fear or they are unsure what to send creditors. We’ve tackled the problem for you. Our Quick “Print and Mail” forms will make this process Easy and Painless.
You now have the power to:
Dispute any discrepancy on your credit report with authority and accuracy
Follow up and gain the status updates you legally and rightfully deserve in a timely manner
Notify creditors the moment you believe your credit identity has been compromised, the steps you’ve taken, and your documentation
Bonus Number 4
Audio Download of The Credit Repair Blueprint ($47 Value)
Does your active or busy lifestyle limit your time to read a book, but know you need to work on your credit score? Take us on the go with you. Gain the information and detailed knowledge you need directly from the author in your car during your daily commute, or listen quietly at work or in the gym. With the high quality digital audio, there’s absolutely no reason for you not to succeed.
Download the audio chapters directly to:
Your Computer or Laptop
Your iPod or MP3 player
A Compact Disk to play in your Car
It’s Easy, Convenient and exactly what you need to get started today.
How Much Is Repairing My Credit Going to Cost?
Well, I’ll tell you right now, not repairing your credit will cost you more...
For starters, there’s no other credit repair product out there that covers the complete gamut of consumer credit with this level of depth. I don’t mean to toot my own horn too loudly, but everything you need to know is covered in this book, and there aren’t many books of this caliber written by “in the trenches” experts with daily results.
Fortunately for you, I’m sharing this information to make a positive difference in your future starting now!
So you’re question really shouldn’t be “What’s it going to cost?”
Instead it should be, “What’s it worth to me?”
Well, if you take action right now and start implementing just a few of the steps you’ll learn in the next few minutes, you have the potential to see drastic changes and improvements in your credit score. If you already have decent or great credit you’ll know what not to do to avoid pitfalls or reach the absolute pinnacle.
Just a few points on your credit score can save you Tens of Thousands of dollars on your next home loan because you may soon qualify for the Best Available Interest Rates.
What if you spent hundreds or even thousands of dollars on hyped up credit repair or credit card debt management agencies? Instead of throwing buckets of money out the window for a “smoke and mirrors” solution, you’ll learn how to make a few calls, send a few letters and receive the exact same or even better results in record time.
Financial safety and security alone is worth hundreds or even thousands of dollars, right?
Don’t worry, you won’t be investing but a small fraction of what you’d pay them, PLUS I hand you all of the tools you’ll ever need. How great is that?
What if this took a just few months longer than you expected, but in the end your credit score was rock solid and you no longer have to worry when submitting an application for your next car, credit line, or even that dream home?
Stop Sweating Bullets
If you don’t do this, nothing is going to change. I don’t mean to sound harsh but the reality is that there aren’t many options available to you that have the real potential to putting you on the right track and keeping you there. What other options do you have with the potential to help you fix, grow, or build your credit, and have the potential to keeping your credit on track forever?
Let me save you the research time and just tell you...there really aren’t many.
I’m Serious! I’ve been in this industry my whole life, and I’ve never seen times like these. Consumers just like you are looking to learn and gain control of their credit...without the need to spend hundreds or even thousands on outside help.
Money is tight and I understand that!
So that leaves us with just one question...
Do You Want To Experience the Sheer, Unbridled Joy of Waking Up In the Morning To Realize That You Have the Power To Live the Life You Deserve?
If So, Then I Invite You to Join Me and Thousands Just like You...
In Taking Control of Your Credit by learning from the experts and becoming a Lifetime Member of “The Credit Repair Blueprint” with a modest one time investment of just $47
Now that’s not a massive investment, I know, but...
I feel it is my duty to provide you the opportunity to learn, take charge and make a difference
You should already know from reading everything above that this is perhaps the smartest investment you’ll ever make. Don’t look at the price and judge the quality, see the opportunity and jump on it!
Seen Enough? Know this is right for you? If so, Click Here Now to Get Started...
And I’ll make it even better by fully guaranteeing your investment for a Full 60 Days.
========================
60 Day Unconditional Money Back Guarantee
The only decision you need to make right now is to try it... Risk Free.
If you even remotely see how The Credit Repair Blueprint will improve, build or repair your credit faster than you ever dreamed, give it a try... and I'll back you to the hilt.
Read the book, listen to the audio, put the information into action… and if you don’t start to see changes by then… I’ll give you a cheerful, no hassle, 100% refund.
That gives you a full 60 days to go through the course, kick the tires, put it into action and see results from your efforts.
No… I’m NOT kidding. This isn’t an empty promise. I’m convinced the material is rock solid, if it weren’t, I’d never put myself on the line like this.
Simple as that. 60 days – no gamble – all upside. I couldn’t possibly be morefair than that.
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At this point I’ve lowered the barrier to entry so much that if you still aren’t ready to join, you really need to consider how much you really care about your standard of living and if anything will ever help you improve your credit score.
I’ve shown you that the credit industry isn’t difficult to understand or navigate
I’ve given you Simple and Easy Solutions to Build, Regain, or Repair Your Consumer Credit Score
I’ve offered to DO up to 90% of the work for you. I’m not blowing smoke here, you’ll have the contact info, what to say, the exact forms, terminology, and exactly when to follow up.
Not to sound too harsh or anything, but what more could you want!?
In the end, there will be people who see this opportunity, jump on it, and reap the rewards...and then there will be people who make excuses, procrastinate, and go on to live bitter, unfulfilling, financially challenging, and fruitless lives.
It’s time for you to decide on the group that you fall into. It’s time to get started...
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Claim Your Copy of The Credit Repair Blueprint Now!
Belcher Button
Regular Price $197 Today $47
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To Your Financial Success,
(Insert Nicole’s Signature Here)
Nicole Okerblad
Author, The Credit Repair Blueprint
P.S. That’s almost $300 in additional Bonuses just for trying The Credit Repair Blueprint and getting started today. You’ll receive The Credit Repair Blueprint Book, Demystifying Credit Industry Terms and Definitions, Pertinent Acts, Sample Forms to copy/paste and Submit, and the entire Credit Repair Blueprint on Audio to take with you in your car, at the gym, or anytime you’re on the go.
P.S. How nice would it be to build or regain back that financial security and ability you once had, giving you the purchasing power and freedom you need to live the life you deserve.