No one wants bad credit scores, but unfortunately it happens to the best of us at some point in our lives. If you’re looking for the best credit repair software to get your credit back on track, look no further! In this blog post, we will discuss the top five credit repair software programs available on the market today. We’ll also talk about what credit repair is and why you need a software program to help with the process. So read on to learn more!
What Is Credit Repair Software?
Credit repair is the process of fixing errors on your credit report in order to improve your credit score. When you have a low credit score, it can be difficult to get approved for a loan or a credit card, and you may have to pay high interest rates when you do finally get approved. A good credit score can save you money in the long run, so it’s important to do whatever you can to improve your credit rating.
Credit repair software is a program that helps you to fix your credit report. It automates the process of disputing errors and tracking your progress, so it can make the process a lot easier for you.
Why Do You Need A Credit Repair Software?
There are several reasons why you might need a credit repair software. First of all, if you have a low credit score, a software can help you to raise it. Secondly, if you have a lot of errors on your credit report, a software can help you to fix them. Finally, if you’re planning to apply for a loan or a credit card in the near future, having a good credit score will increase your chances of being approved.
A good credit score can even help you increase your available credit limit with credit card companies such as Wells Fargo and Capital One.
Related: The Easiest Ways To Increase Your Credit Score
Best Credit Repair Software
One way to improve your credit score is to use a credit repair software program. These programs help you dispute errors on your credit report, and they provide step-by-step instructions on how to improve your credit score.
Credit Repair Cloud
Credit Repair Cloud is one of the top credit repair softwares for starting a credit repair business and a good option for people who want to repair their credit on their own. The program is easy to use, and it comes with a money-back guarantee.
Some of Credit Repair Cloud’s features include :
- The ability to create custom dispute letters
- A credit detailer and simulator that shows you how your credit score will improve over time
- A mobile app that lets you track your progress
- Educational materials such as a free podcast, free book about credit repair strategies, Credit Hero Challenge to learn how to build your credit repair business and a 6-week training Masterclass.
- Credit Hero Score which provides consumers access to all three credit reports and scores and identity theft protection.
What Can Credit Repair Cloud Do?
Credit Repair Cloud is the number one credit repair software for starting and growing a credit repair business. This software allows you import credit reports and generate a credit audit with only one click. They offer 100 customizable dispute letters and legal documents to help you dispute and remove late payments, negative items, judgements and so much more.
Price: $179-$599 a month
Monthly Payments: Yes
Credit Detailer: Yes
Free Trial: Yes, 30-day free trial
Money-Back Guarantee: 30-days
Add New Clients: Yes, up to 2,400 active clients
Can You Add Team Member: Yes up to 24 team members
Identity Theft Protection: Yes with the Credit Hero Score up to $1M
Credit Repair Software Reviews
According to TrustPilot Credit Repair Cloud has a score of 4.9 with over 1,000 reviews. There are also many credit repair entrepreneurs that have earned the millions by using Credit Repair Cloud for their business.
Disputeebee
If you’re looking for a more affordable option, Disputeebee may be the right choice for you. This program is less expensive than Credit Repair Cloud , and it comes with a money-back guarantee.
This credit repair software platform is a great option for someone looking to fix their own bad credit or to start a credit reapir business.
Some of Disputebee’s features include:
- A desktop app that you can use to manage your credit repair business
- The ability to add an unlimited number of clients
- A mobile app for tracking your progress on the go
- A built-in CRM to help you keep track of your clients
- Can help you dispute any negative items like late payments and hard inquiries.
Disputebee Reviews
According to the Better Business Bureau Disputebee has an A+ rating with one total complaint within the last three years making this one of the best reviewed credit repair softwares available.
Price: $39-$99 a month
Monthly Payments: Yes
Credit Detailer: Yes
Supports All 3 Major Credit Bureau’s: Yes
Free Trial: No
Money-Back Guarantee: 30-days
Add New Clients: Yes, unlimited
Can You Add Team Member: Yes unlimited
Identity Theft Protection: No
Related: How To Dispute Your Credit Report Information
Experian Boost
Experian is one of the three major credit bureaus and has created a program called Experian Boost to help consumers who have a bad credit history. This program allows you to add your rent or utility payments to your credit report. This can help improve your credit score.
Some of Experian Boosts features include:
- You can see your Experian credit score for free
- You can add your rent and utility payments to improve your credit score
- Experian Boost is available for free
- There is no monthly fee
- You can cancel at any time
To sign up with Experian Boost you will need to connect your bank account that you use to pay your bills, then choose and verify the positive history you want added to your Experian credit file. Then watch your results boost.
The reason Experian Boosts helps increase your credit score through positive payments through your utility bills is because the biggest factor affecting your credit score is on-time payment history. Experian Boost will add these utility tradelines that you have been making payments for and add them to your credit history.
This process is similar to rent reporting agencies who report your on-time monthly rental payments to the credit bureau’s. If you aren’t already reporting your rent payments check out the best rent reporting services.
Price: Free
Monthly Payments: No
Credit Detailer: Yes
Supports All 3 Major Credit Bureau’s: No, only Experian and FICO Score
Free Trial: No
Money-Back Guarantee: No
Add New Clients: No
Can You Add Team Member: No
Identity Theft Protection: No
Personal Credit Repair Software
Personal Credit Repair Software or Personal Credit Builder is a good option for people who want to repair their credit on their own. This is a web-based-in-the-cloud credit repair software that helps you remove negative items such as late payments, charge offs, collections, fraud, foreclosures, repossessions, bankruptcies and more.
Some of the main features for Personal Credit Repair Software include:
- Get access to the same tools credit repair professionals use
- See results within 30 days
- Ready to dispute negative items in 10 seconds
Price: $199.97 on sale usually $399.97
Monthly Payments: No
Credit Detailer: Yes
Supports All Three Major Credit Bureaus: Experian, TransUnion, and Equifax
Free Trial: No
Money Back Guarantee: No
Related: What Does Consumer Disputes After Resolution Mean On A Credit Report?
Credit Repair Magic
Credit Repair Magic is a good choice for people who want a program that is easy to use. This program comes with a money-back guarantee, and it is less expensive than Credit Repair Cloud.
Some of Credit Repair Magic’s features include:
- The ability to dispute items online
- A credit optimization tool
- Unlimited disputes
- Email and phone support
- Free bonuses including the credit expert audio program, how to increase your credit score by 140 to 210 points, how to settle debts for pennies on the dollar, five ways to get a free copy of your credit report for all three credit bureaus, how to postpone mortgage payments for up to year and more.
Price: $97 for electronic format (normally $349)
Monthly Payments: No
Credit Detailer: Yes
Supports All 3 Major Credit Bureau’s: Yes
Free Trial: No
Money-Back Guarantee: Yes, 60 days
Add New Clients: No
Can You Add Team Member: No
Identity Theft Protection: No
What To Look For When Choosing A Credit Repair Company?
The credit repair industry is growing rapidly and there are a lot of credit repair companies out there. However, not all of them are created equal. Some credit repair companies are better than others and some are outright scams. This is why it’s important to do your research before choosing a credit repair company.
There are a few things you should look for when choosing a credit repair company.
1. You want to make sure the company is legitimate and has a good reputation. There are a lot of credit repair companies that are nothing more than scams. You don’t want to waste your time and money on a company that isn’t going to do anything for you.
2.You want to make sure the credit repair company offers a money-back guarantee. This way, if you’re not happy with the results, you can get your money back.
3. Make sure the credit repair company has a good customer service. You should be able to contact the company if you have any questions or concerns.
4. You want to make sure the credit repair company has a good track record. You can check this by doing a Google search for the company name and reading customer reviews.
5. Make sure the credit repair company is affordable. There are a lot of companies out there that charge a lot of money for their services. You don’t want to spend more than you have to.
6. You want to make sure the credit repair company is reputable. You can check this by doing search for the company name on Better Business Bureau and reading customer reviews.
7. Make sure the credit repair company offers a free consultation. This is important because you want to be able to talk to someone about your specific situation and get a tailored plan.
Best Credit Repair Companies
If you’re looking for a credit repair company that will do everything for you, Lexington Law may be the right choice for you. This company has been helping people repair their credit for more than 25 years. They offer a free credit consultation, and they have a money-back guarantee.
Credit Saint is another credit repair company that has been helping people for many years. This company offers a wide variety of services, including credit counseling and debt settlement. They also have a money-back guarantee.
If you’re looking to fix your credit on your own you can use any of the credit repair softwares mentioned above and also take the number one DIY Credit Repair Course from The Credit Repair Blueprint. The Credit Repair Blueprint is a one-time payment to access the course so you can learn what makes up your credit score, how to increase each category of your credit score, how to send dispute letters on your own, find the best credit cards and checking accounts to open with your current credit score, and how to use credit card rewards bonuses and so much more.
Conclusion
Credit repair software is one of the best options available to you if you’re looking to improve your credit score. By using credit repair software, you can save time and money while still getting the results you want. There are many different credit repair software programs available on the market, so be sure to do your research before choosing one.