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Best Credit Repair Software in 2022

Best Credit Repair Software

Confused in selecting which is the best credit repair software in 2022? The best credit repair software can provide you with the resources to help you in the process. A business always aims to achieve growth, and in doing so, they adapt to several policies and accept working with several software/tools. Always finding the best software & framing the policies is a challenging task.

Once your policies are settled, you are comfortable with the software, and these activities lead you to success, the future is in control.

Whether you plan to start a credit repair business or any other, the process of achieving success almost remains the same. I hope you agree with me?

You might find it amusing that the discussion I have done here will help you grow your business plus with half workload and less time. Read it till the end if you wish to be in a credit repair business, and achieve the required success.

We are aware of the time consumed in repairing your credit report. It is a lengthy, time-consuming process that starts with your regular credit report check and removes inaccurate items from your credit report.

Some of you might think of connecting with credit repair companies like Credit Karma, Credit People, and many more.

However, if you wish to do it on your own, you can take the help of top credit repair software available at your service. You can easily create disputes and fix your credit report using these leading credit repair software.

Let us learn about these top software in detail, and maybe you can pick the one that best suits your expectations.

Please note – I do not deny the fact that there could be other credit repairing software. However, I am listing my top credit repair software for 2021.

Top Credit Repair Software of 2021

  1. Credit Repair Cloud
  2. DisputeBee
  3. Client Dispute Manager

1. Credit Repair Cloud

credit repair cloud best credit repair software

As I believe, and many other users of the credit repair cloud, this is one of the finest credit repair software available today.

Whether you plan to start a new credit repair business or wish to repair your credit, the credit repair cloud will help you start, grow, and scale your business. You can do it by staying at your home or office.

What factors differentiate Credit Repair Cloud from other competitors?

  1. Using Credit Repair Cloud, you can easily add clients to your ready-made business.
  2. If you find importing credit reports and auditing them a tedious task, you can do it with a single click using the Credit Repair Cloud.
  3. You can create a dispute letter in seconds using the ready-made wizard.
  4. There is no need to keep separate folders for different clients. You can now control everything on your dashboard.
  5. If you are running a credit repair business, you can generate additional revenue with credit monitoring services.
  6. You can now easily automate your client’s recurring bill payments.

How much will you have to spend in using the Credit Repair Cloud?

credit repair cloud pricing

Though I have attached the screenshot of their starting plan, I recommend starting with their free trial before purchasing any plan. The Credit Repair Cloud provides a 30-day free trial plan before you buy a paid plan.

They have their paid plan starting at $179 per month. However, Credit Repair Cloud’s paid plan ranges between $179 to $599 per month, depending on your requirement.

2. DisputeBee

disputebee best credit repair software

DisputeBee is one of the top credit repair software that helps you dispute information to improve your personal credit.

Though second on my list, I feel DisputeBee is for someone who wishes to dispute and fix their personal credit report.

However, I do not deny the fact that you can use DisputeBee for your clients too. But I recommend you to experiment first with your personal credit instead of jumping directly to your clients’ credit.

DisputeBee is among the top credit repairing software providing personal credit dispute services at a great price. Once you fix your own credit, you can switch to a business plan to improve your clients’ credit.

As said, you must opt to sign up with the free 30-day plan and try to learn the software and fix your personal credit. Later, if you like the software’s working, you can switch to a paid plan based on your requirement.

DisputeBee provides you with an out-of-the-box feature of uploading your credit report using their wizard. Using this feature, you can learn which entries are negative or incorrect.

Once you check the negative or incorrect items, DisputeBee will create dispute letters for you. You can send it to the credit bureaus on their mailing addresses.

Please check the DisputeBee reviews before you sign up.

What are the factors that grab a unique position for DisputeBee in the market?

  1. Now, alongside credit disputes, you can import your credit report using DisputeBee.
  2. There is no need to create a dispute letter manually. You can use DisputeBee to create dispute letters automatically.
  3. You can use DisputeBee’s credit repair software as a complete CRM system.
  4. You can add unlimited team members if you purchase a paid plan.

How much will you spend on buying the paid plan of DisputeBee?

DisputeBee offers a plan each for individuals & businesses, alongside their 30-day free trial plan.

DisputeBee pricing

As said before, purchase an individual plan to get a hack of the credit repair software first and then proceed with the business plan.

3. Client Dispute Manager

client dispute manager best credit repair software

People generally call it an all-in-one credit repair software. However, who calls it what is not your lookout. You must be satisfied with the software, and hence it will determine whether you will use it or not.

When it comes to spending on software for your business, you must be skeptical about each of its features before planning to use it. Software providing a free plan is an advantage.

Keeping these talks apart, let me share my review regarding the Client Dispute Manager.

The Client Dispute Manager advances one step ahead in the process of credit repair. Instead of talking about personal credit fixes, they promote it as software that runs your entire business.

The Client Dispute Manager offers you the credit dispute letter templates, free training if you are new to the software, and a client onboarding automated system.

However, my personal view is that it is better for businesses rather than for individual credit fixes.

What are the features of the Credit Dispute Manager?

  1. If you wish to automate the whole consultation process with your client, you can easily use the Credit Dispute Manager to do so.
  2. If you wish to drop regular SMSs to your existing & new clients, you can access the built-in marketing tool of the Credit Dispute Manager.
  3. They have nearly 290 credit dispute letter templates. You can choose your preferred template while you dispute.
  4. You get a free demo to understand the functioning of the software.
  5. You can connect with their customer support executive over a chat.

How much will you spend to buy a paid plan of Credit Dispute Manager?

Though we all know the free 30-day demo plan, four additional plans are provided by the Credit Dispute Manager for our convenience.

Client Dispute Manager pricing

You may select the plan as per your requirement. 

These are the top 3 on my list of credit repair software. However, there are many others in the competition like ScoreCEO, DisputeFox, SmartCredit, etc. Since I am not aware of their usage, I cannot review and comment.

Taking the reference as the ones I listed here, let me further answer a few questions specific to their usage, working, and so on.

Important Information For Your Credit Card related to its Credit Score :

Improving your credit score is a challenging task. Credit Saint helps you improve and boost your credit score by building a positive payment history. Credit Saint helps you with uderstanding of removal of any late payments. Credit Saint reviews your credit report and you if you notice any hard enquiries, helping you to get those items removed. Alternatives include Lexington Law.

What Can you Expect from Credit Repair Software?

The current market is too competitive. If you wish to scale up your business, remove negative items from your client’s credit reports, and stand the competition, then using credit repair software is mandatory.

When I say mandatory, it is not a force. It is for the betterment of your business. Please make a note of it.

How to Select the Best Credit Repair Software?

When you plan to use credit repair software to fix the credit issues, you may prioritize the following pointers while selecting the best credit repair software.

  1. You must check whether the credit repair software allows you to upload and import the credit report.
  2. You must check whether the credit repair software allows you to manage your existing clients and find new leads.
  3. You must check whether the credit repair software provides credit dispute letter templates.

Lastly, if the paid plan matches your expectations and you can afford the amount, you can go ahead with the credit repair software.

Final Thoughts

According to me, the features we require to fix our credit are provided by the listed top credit repair software. However, if you find the budget going beyond your expectations, and you find a viable software providing similar features in a lesser amount, then you can go ahead with it.

If you ask about my experience, these top software are the best in the current market and will help you fix your credit efficiently & quickly.


1. Do you need any credit repair license to run your business?

There is no license required to run a credit repair business.

2. Is a credit repair business profitable?

Yes, it is. However, I feel if you have expertise in running any business, it will always be profitable.

3. Is it illegal to pay for the credit repair software?

Credit repair is a legal process. If you are paying for credit repair, it is legal. However, you must verify the authenticity of the software or an agent providing you the service.

4. Is there any qualification required to become a credit repair agent?

There is no specific qualification required to become a credit repair agent. However, your experience repairing the credit matters a lot.


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