Payment history is a critical consideration in the determination of an individual’s creditworthiness. Its significance is that it constitutes the highest percentage (35%) in calculating an individual’s FICO score. The high weighting on payment history… Read More »Can Creditors Remove Late Payments From Credit Report?
Draw a dispute letter, Raise your credit score. The writing on the wall is clear. A bad credit score is like a slow puncture on your ride’s wheels. No matter how earnestly you desire to… Read More »How To Use Dispute Letters To Increase Your Credit Score
The FICO is a scoring system employed by lenders to assess the creditworthiness of an individual. The FICO program is a scoring methodology that quantifies and evaluates an individual’s financial soundness. The FICO score has… Read More »All You Need to Know About the FICO Score
A customer’s credit score is of utmost significance because it is used to gauge one’s financial wellbeing. A good score is derived from a favorable report, and it determines the individual’s ability to access funding… Read More »Things You Need To Know About Credit Repair
In the modern financial world, it is extremely challenging to navigate with bad credit scores. Companies look at your credit before deciding whether to do business with you, rent to you, or give you a… Read More »All You Need to Know About Credit Repair Companies
In the United States, there are over 43 million people renting apartments, condos, or single-family homes. But, did you know that most of their rent payments are not counted towards their credit history? Every month… Read More »How Can I Report My Rent Payments to Credit Bureaus?