Miami is a city in the United States that is known for its incredible weather, beaches, and nightlife. Miami is a city which attracts people from all over the world for its vibrant culture, stunning beaches, luxurious hotels and lively nightlife. The name “Miami” derives from two Native American words – “Mayaimi”, meaning to have or give water, and “Aqui”, meaning here. Just like every city in the United States people are looking to fix their credit. Here is our list of the best credit repair in Miami.
Credit repair is important because it will allow you to buy a house or car, rent an apartment, and even make a purchase online without having to worry about someone else’s bad credit history. This way your good credit rating remains intact while theirs suffers the consequences for their actions.
You can fix your credit by yourself with an easy to follow credit education course like The Credit Repair Blueprint. While this course doesn’t fix your credit for you, it teaches you how you can easily repair your personal credit and build business credit through education so you can fix our credit for life. If you don’t have the time to learn how fix your credit on your own hiring a credit repair company is a great option. Here is our list of the best credit repair companies in Miami.
Related – Know How Credit Saint Can Boost Your Credit Score !
Best Credit Repair In Miami
Here is our list of the best credit repair in Miami. Read out review of each company and find the best credit repair based on your needs.
1. The Credit Repair Team
The Credit Repair Team is a credit repair company in the Coral Terrace area of Miami near Tropical Park at 4101 SW 73rd Ave, Miami. They specialize in helping you achieve your financial freedom through credit repair and credit education. Call for a free consultation at 1-888-226-4180.
How Does The Credit Repair Team Work?
The Credit Repair Team has a 4 step process to help you repair your credit.
- Evaluate – Go through your credit report with you to see any inaccurate items that can be negatively impacting your credit score.
- Challenge- They will dispute any questionable items to the major credit bureaus as well as creditors. They will ask them to verify the information and if they can’t verify it they must stop reporting those items.
- Educate – They help educate you on your rights as a consumer so you know what laws protect you and how you can maximize your credit score.
- Monitor – They will monitor your credit monthly so you be updated on any changes to your credit score.
The Credit Repair Team has upfront pricing, no year-long agreements, unlimited disputes and is a month-to-month service. They also offer a 90-day refund if you are unhappy with your progress.
Pricing
The Credit Repair Team has three packages to choose from.
Personal Pro Plan – $99 per month
- Unlimited Disputes
- ability to challenge charge-offs, and collections
- Monthly alerts
- Access to credit repair advisor
Personal Premium Plan – $125 per month
- Everything included in the Personal Pro Plan
- Challenge hard inquiries
- Challenge public records
- Access to 3-bureau monthly credit report
- Credit monitoring alerts
- ID Theft Insurance
- US-Based ID Fraud Restoration
Family Plan (Repair for 2) – $195 per month
- Everything included in the Personal Premium Plan
Reviews
The Credit Repair Team has 5 stars on Google with 17 reviews, and 5 stars on Yelp with 6 reviews. Customers love their fast results, how detailed and thorough they are about explaining the process.
Related: All The Things You Need To Know About Credit Repair
2. Credit Glory
Credit Glory is credit repair company that is in over 12 major cities including an office located in downtown Miami. They focus on removing any errors on your credit report so you get the house, car and financial goals that you dream of. Call for a free consultation at 855-938-3044 or schedule an appointment at 713-766-1595.
How Does Credit Glory Work?
Credit Glory states that 79% of credit reports contain mistakes or errors that can negatively impact your credit score. Some of these mistakes can include names, addresses, balances, late payments, collections, inquiries and more.
They offer a free consultation to go over your credit needs and once you sign up they find errors and dispute them to the creditors and credit bureaus. If they can’t remove any inaccurate information from your credit report they offer you a full refund minus the $100 startup fee.
Pricing
Credit Glory charges $99 per month plus a one time $100 setup fee and it includes:
- Disputes all inaccurate items
- 90-day money-back guarantee
- Access to best-in-class support
They also offer packages for Identity theft. For a Single Inquiry it is $79 per inquiry and all inquiries is $799.
Reviews
Credit Glory has 4.6 stars on Google with 30 reviews, 4.5 stars on Yelp with 9 reviews, a B+ rating on BBB but is not BBB accredited. Customers love how helpful they are with identity theft as it is frustrating to deal with but Credit Glory is very knowledgable and thorough about the whole process.
Related: Should You Use A Credit Repair Company?
3. Miami Credit Repair
Miami Credit Repair is a local credit repair company located in the Brickell area of Miami. This company has been around since 2009 and they offer Premium and VIP credit repair services. You can contact them by calling 1-786-579-2383.
Packages:
Credit Repair Miami has three packages you can choose from however they do not having prices listed on their website:
- Premium- best for someone who does not have have charge offs
- Diamond – best for someone who has charged off accounts, and original creditors
- VIP Bankruptcy – best for someone who has bankruptcies, 3rd party collections and charge offs
How Does Miami Credit Repair Work?
Miami Credit Repair starts off with a free consultation call and will have you send over documents such as copies of your ID, SSN and Proof of address. Once these items are received you will be given access to their Customer Portal so you can view the items under dispute. They then prep items on your credit repair to be disputed which can go for three rounds equaling up to 90 days.
Not only does Miami Credit Repair offer credit repair services but they also offer authorized user tradelines to help you increase your credit score fast.
Their authorized user tradlines start at $5,000 credit limit up to $22,000 credit limit.
Learn how tradelines can increase your credit score here.
Miami Credit Repair Reviews
Miami Credit Repair has 5 stars on Google with 53 reviews but is not accredited with the Better Business Bureau. Their customers seem to like their knowledge on credit, payment plan options and results with their 6 month warranty.
Related: Things You Need To Know About Credit Repair
4. Miami Credit Fix
Miami Credit Fix was voted best credit repair company in Hialeah 2021 by Expertise.com and are located in the West Miami area near the airport. They specialize in helping clients fix their credit issues with a thorough plan so they avoid high interest rates and bankruptcy. You can call to setup a free consultation at 305-814-6249.
How Does Miami Credit Fix Work?
They will go through the information on your credit report to see if everything is accurate. If they find inaccurate or negative information they will dispute those items. There is currently no pricing information on their website.
Miami Credit Fix Reviews
Miami Credit Fix currently has a 4.9 star rating on Google with 59 reviews. Customers seem to like their quick results within a few months and their willingness to work with you and help you with your credit repair needs.
Related: Who Are The Best Credit Repair Companies
Do you have bad credit, no credit, or want to learn how to become a credit expert?
Signup for the #1 DIY Credit Repair Course
The Credit Repair Course includes:
- How to find your credit report and your ACTUAL Credit Score
- A breakdown of how your credit score is calculated
- How to increase your credit score in each category
- The best tools to increase your credit score fast
- How to dispute negative items from your credit report
- Credit dispute letter templates and when to send them
- The best credit cards for your credit score
- How to use credit cards to leverage your money and business
- How to use credit cards to get free travel, bonuses and rewards
Learn how to fix your credit for life by enrolling in The Credit Repair Blueprint today!
Have a look at the reviews of the best credit repair & fixing companies of 2022: