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RentReporters Review: Report Rent & Increase Your Credit Score

RentReporters Review Best Rent Reporting Service

This is a complete RentReporters Review.

Homeowners build their credit by paying mortgage payments monthly. Can renters also build their credit? The answer is yes! Renters can increase their credit score by reporting their monthly rent payments to the credit bureaus. They can do this by using RentReporters.

What Is RentReporters?

RentReporters Review
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RentReporters is a rent reporting service that allows renters to report their on-time monthly rental payments to the credit bureaus. Through this program, RentReporters has helped over 40,000 renters achieve their goals and increase their credit score.

On-time payments is 35% of your FICO score so the more on-time payments that is reported to your credit report the more your credit score will increase.

RentReporters will work best for anyone who has a bad credit score and they want to improve it. If you don’t know what your credit score is you can get your free credit report here. In this RentReporters review we will tell you how to use this rent reporting service to increase your credit score and how much it will cost.

How Do I Use RentReporters?

To use RentReporters you will need to verify your identity (social security number, date of birth, address) and rent payments (your landlords contact information).

Once they have this information RentReporters will contact your landlord to confirm your identity and verify your on-time rent payments.

After everything is verified they will report your rent history to the credit bureaus. This new tradeline will be added to your credit report within 5-7 days.

When you pay on your rent monthly, each positive payment will be added to your tradeline monthly helping to increase your credit score.

Related: How To Rent A House With Bad Credit & Evictions?

How Much Does RentReporters Cost?

How Much Does RentReporters Cost?

RentReporters has two pricing packages to choose from the monthly plan or the annual plan.

Monthly Plan $9.95 per month (plus $94.95 signup fee)

The monthly plan is a great option for someone who has a fair to good credit score but want to improve it more. For example, if you are applying for a mortgage or a new car and want to improve your credit score through rent payments this may be a good option. You can use this rent reporting service for as many months as you wish and cancel at any time.

However, if you do choose to only use this rent reporting service for a few months than cancel you will lose all the monthly payments to your credit score and lose the tradeline.

With the monthly plan you get:

  • Free Credit Score
  • Access to the credit dashboard
  • Personal credit specialist to help you improve your overall credit
  • 24 Months of Rent History that will be reported to your credit
  • Monthly reporting to the credit bureaus
  • Expert financial literacy resources available to use to improve your overall financial health
  • Expedited reporting with RentCheck – a free service that verifies your rent payments limiting contact with your landlord
  • Spouse and roommate discount of $50
  • Additional landlord for $50

Annual Plan $7.95 per month (plus $94.95 signup fee)

The annual plan is the best option as you get a lower monthly fee than the monthly plan and you get expedited reporting which means your payments will start reporting within 3-5 days after your account is verified.

This plan is best for someone who has bad credit and plans on using rent reporting to increase their credit score for a long period of time. The longer you keep a tradeline open the better your credit history will be.

With the annual plan you get:

  • Everything that was included in the monthly plan
  • Expedited reporting within 3-5 days

Who Does RentReporters Report To?

RentReporters reports to Equifax and TransUnion credit bureaus. These are two of the three personal credit bureaus. However, they will also be reporting to Experian very soon.

By reporting your rent payments to the credit bureaus it increases your credit in the categories of payment history and length of credit history which is two of the five categories of credit.

Related: The Easiest Ways To Increase Your Credit Score

How Much Will My Credit Score Increase With RentReporters?

From the thousands of people who have used RentReporters the average credit score increase was 40 points. While everyone’s credit is different the results from using this program could me more or less than 40 points.

If you have any negative information on your credit report such as late payments, missed payments, repossessions, collections, hard inquiries, bankruptcies or lots of debt it can more difficult to increase your credit score. For the best results, you should have any negative items removed from your credit score by disputing those negative or inaccurate information.

 If you choose to fix your credit on your own you can access the best credit repair software for removing collections and inquiries here

Disputebee Review

Other ways you can increase your credit score is by buying tradelines, opening up new credit card accounts, increase your credit limit, applying for a loan and consolidating debt.

RentReporters Review Pros & Cons

RentReporters Refund Policy


  • Increase Your Credit Score: Can help you increase your credit by an average of 40 points
  • Full Refund: You will get a full refund if you are not satisfied within 48 hours after your initial rent history is reported.
  • Minimal Landlord Involvement: Your landlord does not need to signup for you to report your rental payments. They will only need to verify your payments.
  • Eligibility: If you are not a lease and rent from a friend or family member you are still eligible to use RentReporters
  • Reports Your Payments Fast: You can start to see a change in your credit score within 3-5 after your verification is complete
  • Rent History Included In All Plans: You will get 24 months of rental credit history at no extra cost unlike most rent reporting services
  • Discount For Roommates/Spouse: Get a $50 discount when a roommate or spouse signs up


  • Higher Fees: The signup is $94.95 to start plus their monthly fees for the plan which is higher than other companies.
  • Reports To Two Credit Bureaus: Does not report to all three personal credit bureaus

How To Contact RentReporters?

You can contact RentReporters by messaging them on Live Chat from their website Monday through Friday from 6am to 5pm PST.

Call them on the phone Monday through Friday 8am to 5pm PST

RentReporters Phone Number 626-737-6100

Or you can email them at

Is RentReporters Legit?

Yes, RentReporters is a legit rent reporting service that has helped thousands of people increase their credit score by reporting their rent payments.

While the average credit score increase is by 40 points, some past customers have said that their credit has gone up by 126 points. This will vary person to person as everyone’s credit is different.

By using RentReporters to report your monthly rent payments you have a much better chance of increasing your credit score than not reporting these payments at all. Payment history is 35% of your entire credit score so any chance you can report monthly payments and keep making on time payments will increase your credit score.

RentReporters Reviews

In order to learn more about RentReporters we searched the internet to find the good and the bad reviews about RentReporters. The following is what we found out about RentReporters reviews:

RentReporters Reviews Facebook

RentReporters Reviews Facebook

On Facebook, RentReporters has a 4.7 star rating out of 5 with over 278 reviews. Customers stated how fast their service works and how quickly it reports to your credit. People love how it backdates your rent payments up to 24 months so it shows up on your credit report helping your payment history and length of credit history. Customers also loved how friendly and helpful the customer service team was.

The few negative reviews that we found on Facebook was that people had a hard time trying to cancel their service but once mentioned the customer service team was able to take care of any issues.

RentReporters Reviews Google

RentReporters Reviews Google

On Google, RentReporters has a 4.8 star rating out of 5 with over 730 reviews. The customers who left reviews about RentReporters stated how it is the best service to report your monthly rental payments. People loved how quick and easy it was to boost their credit score. Some even stated that their credit went up over 100 points while others said that it went up by 65 points in just 45 days. Others love how it reports as far back as 2 years without having to pay an extra fee for it like most other rent reporting services.

There was very few negative reviews on Google about RentReporters and the few that did said they didn’t notice an increase in their credit score within a couple of months of using their service. However, their customer service team did reach out and asked if they could go over their account to see if they can help find a way to resolve the issue.

RentReporters Reviews BBB

RentReporters Reviews BBB

On the Better Business Bureau (BBB) RentReporters has a B+ and has 3.7 star rating out of 5. RentReporters has been accredited with the BBB since 2013 with 20 complaints closed in the last 3 years and 13 complaints closed in the last 12 months.

Some of the complaints about RentReporters is that they did not get a refund of their signup fee because their landlord refused to participate in the program. Most RentReporting companies do not offer refunds on signup fees if a landlord refuses to cooperate and verify their renters information. However, RentReporters responded that they would work with the person and provide three months of free service to them.

Other complaints are from people who thought they reported to all three credit bureaus when if fact they only report to two services but will be including Experian very soon.


RentReporters is one of the best rent reporting services that can help individuals report their monthly rent payments to the credit bureaus. Once you signup for RentReporters they will report your past rental history up to 24 months helping you increase your credit score quickly.

Related Articles:

16 Best Rent Reporting Services To Increase Your Credit Score

How To Rent A House With Bad Credit & Evictions