Payment history is a critical factor of an individual’s creditworthiness. Its significance is that it constitutes the highest percentage (35%) in calculating an individual’s FICO score. The high weighting on payment history means that you… Read More »Can Creditors Remove Late Payments From Credit Report?
In the United States, there are over 43 million people renting apartments, condos, or single-family homes. But, did you know that most of their rent payments are not counted towards their credit history? Every month… Read More »How Can I Report My Rent Payments to Credit Bureaus?