Payment history is a critical factor of an individual’s creditworthiness. Its significance is that it constitutes the highest percentage (35%) in calculating an individual’s FICO score. The high weighting on payment history means that you… Read More »Can Creditors Remove Late Payments From Credit Report?
How to use dispute letters to increase your credit score? The writing on the wall is clear. A bad credit score is like a slow puncture on your ride’s wheels. No matter how earnestly you… Read More »How To Use Dispute Letters To Increase Your Credit Score