“When will these late payments fall off the credit report?” I know this question has been of concern for a lot of us. We all, intentionally or not, fall in the category of late payments.… Read More »How Long Do Late Payments Stay on your Credit Report?
Payment history is a critical factor of an individual’s creditworthiness. Its significance is that it constitutes the highest percentage (35%) in calculating an individual’s FICO score. The high weighting on payment history means that you… Read More »Can Creditors Remove Late Payments From Credit Report?